The Risks Behind Operating Bars and Taverns and How Insurance Can Help
Businesses such as bars and taverns are vibrant staples of social life. But behind the lively atmosphere and busy crowds are a number of risks that many owners and operators overlook until it’s too late. From fire hazards in the kitchen to liquor liability lawsuits, the realities of running a bar or tavern are far […]
Case Study: How Video Surveillance Helped Prevent a Costly General Liability Claim for a Dispensary
The Scenario A dispensary customer slipped and fell while exiting the premises, resulting in a broken arm. Incidents like these often lead to costly bodily injury claims, even when a business takes every precaution to maintain a safe environment. However, this case highlights how proactive risk management, specifically security measures like video surveillance, can make […]
Winter Risk Management: Snow and Ice Removal for Businesses
Winter weather brings safety and financial risks. A structured snow removal plan keeps your business accessible, safe, and legally protected. Your plan should: Assign clear responsibility for snow and ice removal. Outline communication with employees and contractors. List required tools, materials, and equipment. Maintain a snow and ice removal log for liability protection. Effective […]
30 Insurance Terms Simplified
The majority of people have insurance, and most of the time they have various forms of insurance; such as homeowners, auto, business insurance, etc. A ValuePenguin survey found that 47% of homeowners are unsure of what their insurance covers. Because insurance has its own terms that can be tough to understand, they can cause a […]
Leading Businesses in the Cannabis Industry
The cannabis industry in the United States is the fastest growing industry over the last few years, and there are currently only nine states in the U.S. that cannabis is fully illegal in. Here at Conifer Insurance, we are extremely familiar with the ins and outs of the industry because of our Cannabis Insurance Program, […]
Essential Insurance for Business Owners
Owning and operating your own business involves a lot of different variables; and more than often business insurance is put on the back burner. Business owners know they should have insurance and may scan over their policy assuming they have the important protection they need without reading the fine print. Insurance coverages can vary greatly […]
6 Misconceptions About Cannabis Insurance
New to the insurance scene and constantly evolving to fit its industries ever-changing landscape, is Cannabis Insurance. There are a lot of misconceptions and preconceived notions about what it is, who needs it, and if it’s even necessary. We are here to debunk the myths around this industry and give you the necessary information you […]